Good people often end up being good people with bad credit – often through little or no fault of their own. Many people who have bad credit today, really didn’t get there because they didn’t want to pay their bills. They ran into other struggles like medical expenses or job loss, or even divorce and they couldn’t pay their bills. We live in a time of unprecedented income inequity, which has been steeply increasing since the 1970’s.
In some cases, it could be the military deployment of a spouse, in another case, it may be a lack of job opportunities or a severe health crisis that now requires huge amounts of monies coming out of your pay to go towards hospital bills. Many people have lost their homes, savings and economic status through little or no fault of their own, and they shouldn’t have to suffer for it. There are things that you can do to get the things you need to get done, even when you have bad credit. They may not be the “conventional” way of doing things, but people with bad credit have been finding ways to get around the system for decades. These are just a few suggestions, and you should always make sure you do your research completely before making decisions that affect your economic health.
Loans For People With Bad Credit
If you are looking for a personal loan for people with bad credit, you can get those rather easily. Depending on how much you need, you can either get a payday loan or you can get a personal loan. Places like Payday Panda will put your information through their database and connect you with the best lender that fits your needs. They have a database of over 60 payday loan lenders. You can get a personal loan for people with bad credit just about anywhere online. Again, you need to make sure you do your research and make sure you read the terms and agreement VERY carefully. Loan companies like Springfield Financial, Western Sky, and HSBC are some options people with bad credit looking for personal loans might try.
Western Sky Problem Solver Loans
Speaking of Western Sky, if you have an urgent situation and you need money quickly, Western Sky Financial has several options including their Western Sky Problem Solver Loan for $10,000. Although Western Sky’s loans might be easier to get, the interest rates are often considered predatory. Again, you will need to really investigate Western Sky, read their terms and conditions and make an educated decision based on your needs.
- Read more about Western Sky Problem Solver Loan Here
- See More About Personal Loans For People With Bad Credit Here
Catalogs for People With Bad Credit
If you need credit to buy things like electronics and personal items and household items, you could try using a buy now pay later catalog. What are buy now pay later catalogs? They are simply catalogs that you can order just about anything you need for your personal use, business use or home use without using a credit card. You can order straight from the credit catalog and pay them directly for items that you order. You can also use buy now pay later catalogs to help repair your damaged credit. Pay on time and ask for your payments to be reported on your credit report.
Credit Cards For People With Bad Credit
You can also get credit cards that are focused on helping people with bad credit raise their credit score. Those credit card companies include First Premiere and Capital One.
Use Ebay and Other Online Auctions To Buy Land, Homes and Cars
Did you know you can buy a house off eBay? Well, you can. You can also get cars and land off eBay and other auction sites and they DO NOT REQUIRE A CREDIT CHECK. Also, overstock.com has a section where you can purchase cars for under $1000. However, many people do business on eBay daily which include buying land and real estate, cars, boats and motorcycles.