News Bad Credit-Credit Cards for Men Over 55 with a...

Bad Credit-Credit Cards for Men Over 55 with a Credit Score Under 600


It is a difficult thing for men over 55 with bad credit to obtain a credit card during these times. Credit card companies have become stricter nowadays because of the many unpaid debts by most of their clients. Before one gets an approved credit card, the credit card companies will first do a background check on the applicant specifically related to employment, financial status and credit scores. If a man has a credit score under 600, then this may be a difficult situation to be in because most credit card companies do not approve bad credit-credit card. However, there is still hope for this kind of situation. It is either you repair your credit by borrowing from credit repair companies or improve your financial reputation by applying for small credit cards. This will also be your chance to regain good financial reputation and be granted with credit cards again despite you credit score under 600. You just need to prove that you are still capable of paying the bills and have a strong source of income that can improve your credit score. You can still do many things to get a credit card. Here are some of the credit cards that Men over 55 with bad credit may apply for.

Department Store Credit Card

This type of credit card is relatively easy to get. Though it can only be used in a particular department store, it is still a good way to clear out your financial reputation. You just need to be sure that you will pay promptly. Anybody can get a department store credit card even though you have a credit score under 600. It really just depends on the department store and what they look for. Some are less strict than others and some have lower credit limits than others. Another alternative is to get a pre-approved merchant account, which usually gives you a credit limit from $5000 to $10,000. Some catalogs have credit that they give willingly regardless of credit history. Companies like Fingerhut, Seventh Avenue and Ginny’s will give you credit to shop in their catalog; they will them report it to the credit bureaus.

Gas Station Credit Card

This works like the department store credit card. If you want to somehow improve your credit score and financial reputation, apply for this kind of credit card and make sure that you do not miss any payments. The big credit card companies will see that you are trustworthy enough to be given a credit card though at your current age. You need to prove that even at your age, you can still keep up with your expenses and can improve a lot in terms of your finances.

Unsecured Credit Card

These credit cards are pre-approved and can be obtained by applying online. You should also be sure that you can pay the bills for this credit card faithfully. Paying your bills on this credit card will improve your chances of getting a credit card from big credit card companies. However, unsecured credit cards have higher interest rates. Therefore, you need to think twice and carefully if you really can keep up with the payments that you have to make once you obtain this credit card. Still, having this credit card and being able to pay your bills on time will improve your financial status and reputation. You will no longer have a difficult time applying for loans and credit cards in the future.

Related Articles

Where to Apply For Credit and Loans With Bad Credit

Women with Credit Scores Under 500: Where Can I Apply For Credit?

Bad Credit-Credit Cards for Men Over 55 with a Credit Score Under 600
General Contributor
Janice is a writer from Chicago, IL. She created the "simple living as told by me" newsletter with more than 12,000 subscribers about Living Better and is a founder of Seekyt.

Latest news

Japanese Owl Meaning and Symbolism

If you're wondering about the Japanese owl meaning and symbolism in Asian cultures, the Owl, along with Maneki Neko...

What Are the Signs of Depression in Women

Gender and depression have long been the scope of research in the field of emotional disorders; most authors believe...

Top 7 Superfoods for Men to Stay Young

Superfoods are generally regarded as targeted foods that provide the maximum nutritional benefit - thus these foods are nutritionally-dense...

Best Brain foods for Kids – Boost Brain Power and Keep Sharp

A child's brain is developing rapidly and if you want them to improve their performance in school and their...

7 of the Best Brain Foods for Studying

The foods that you eat can improve the functioning of your brain. Just like drugs, foods have amino acids,...

B12 Shots for Dogs – 10 Key Benefits

The end of 2010, my little dog -- a 7-pound Papillon -- became very stressed after a flood in...

Must read

Hand Held Vacuum

Black and Decker CHV1410L 14.4-Volt...

Super Deal Ice Maker Kits For Sale Only 75 Dollars

If your ice maker decided to quit working...
- Advertisement -

You might also likeRELATED
Recommended to you