Can You Get A Money Order At The Post Office? Some Information To Consider

Can I get a money order at the post office? Yes, you can. Of course, there are some limitations to them, and they are not free of charge, so you will need to pay a fee for them. Let’s look at this resource in more detail, so you don’t waste a trip to the post office to buy a money order if it won’t suit your needs.

Maximum Amounts

The USPS limits the amount of each transaction to $1000, so if you need more than that, you’ll have to buy more than one of them. This is generally fine for most consumers, since they are looking at smaller amounts, often a few hundred dollars or less.

In addition to this, a maximum daily limit of $3000, regardless of how many different USPS post offices you visit. If you intend to go over this amount, it is possible, but you have to fill out a form before you can purchase the additional money orders.

How to Pay

You must either pay with cash, accepted traveler’s check, or in some USPS locations, by debit or credit card. Personal checks are not allowed to purchase them, even if you have proper identification on you. Keep this in mind when it’s time to make your purchase.

Cost

While you can get money orders at a United States post office, the charges vary. For those looking to get up $500, the fee is only $1.10, which is quite reasonable. Anything over $500, up to $1000 will incur a fee of $1.55. This is a pretty good value for most looking to transfer funds without a checking account.

Alternatives

There are some problems with buying USPS money orders from the post office. First, they are not open on Sunday, only open limited hours on Saturday, and typical business hours during the work week. To top it all off, some in rural areas are open even shorter times. If you need to buy one now, you may want to check out the gas stations in your area. The price will be pretty competitive, with most selling them for one or two dollars. In addition, you can try a local bank, or even large stores, like Wal-Mart or others. You will be able to find one when you need one.

While there are plenty of places to look, you may also want to consider an electronic transfer, since it’s not very expensive. Western Union comes to mind as one of the many companies that offer this type of service for their customers.

Now you know the answer to the question, can I get a money order at the post office?