Being a high-risk driver causes some difficulties in acquiring insurance coverage. A bad driving record filled with repeated traffic violations, poor credit score, and lapses in coverage are most commonly associated with any high-risk driver. Some insurance companies, however, specialize in providing non-standard insurance coverage for high-risk drivers; the premium is usually more expensive, but the coverage can get you back on the road legally. Good2Go Insurance has been providing non-standard coverage for more than 25 years now, and it is available in the following states:
Georgia South Carolina
Indiana New Jersey
While high-risk drivers have to go for the more expensive non-standard coverage, Good 2 Go Car Insurance offers many discounts to help you lower the premium. If you are considered high-risk by an insurance company, it does not mean that you will forever be a high-risk motorist. Once you have proven that you are now responsible and safe driver, you can be eligible for discounts and, therefore, lower your premium. With Good 2 Go Insurance, some of the available allowances are as follows:
1. Driver Discount: it includes a defensive driving course, drivers education course, good student, homeownership discount, and non-owner.
2. Policy Discount: multi-car, paid-in-full, prior insurance, renewal.
3. Vehicle Discount: cell-phone safety, airbag & passive restraint, anti-theft system, and VIN etching.
Even if you are a high-risk driver, there is always a possibility that you can be eligible for one of those discounts, meaning you can reduce your premium immediately. Another good thing is that it does not matter whether you are new or existing customer. Good to go auto insurance quote is also available online; this means you can quickly figure out how much you will pay. To determine whether or not you are eligible for discounts, you can send an email or call the companys phone number.
Some of those discounts require you to be proactive such as enrolling in a defensive driving course or getting suitable grades if you are students. Please put in mind that good 2 go insurance will also want proof of those measures, for examples current report of credit score or receipt of cell-phone text-blocking device. It may take a few months before your premium can be reduced, but at least you always have the chance to try to be discount-eligible.
Besides providing minimum liability coverage for high-risk drivers, good 2 go insurance also offers reasonable extra coverage such as comprehensive and collision for better protection on the road. The company even offers payment options including economy (monthly), quarterly, and annually. Good2Go Insurance is a subsidiary of American Independent Companies, an auto insurance firm with more than 25 years of experiences in the industry.