• Personal
Personal Personal Finance Get Help for Good People with Bad Credit

Get Help for Good People with Bad Credit


Good people often end up being good people with bad credit – often through little or no fault of their own. Many people who have bad credit today, really didn’t get there because they didn’t want to pay their bills. They ran into other struggles like medical expenses or job loss, or even divorce and they couldn’t pay their bills. We live in a time of unprecedented income inequity, which has been steeply increasing since the 1970’s.

In some cases, it could be the military deployment of a spouse, in another case, it may be a lack of job opportunities or a severe health crisis that now requires huge amounts of monies coming out of your pay to go towards hospital bills. Many people have lost their homes, savings and economic status through little or no fault of their own, and they shouldn’t have to suffer for it. There are things that you can do to get the things you need to get done, even when you have bad credit. They may not be the “conventional” way of doing things, but people with bad credit have been finding ways to get around the system for decades. These are just a few suggestions, and you should always make sure you do your research completely before making decisions that affect your economic health.

Loans For People With Bad Credit

If you are looking for a personal loan for people with bad credit, you can get those rather easily. Depending on how much you need, you can either get a payday loan or you can get a personal loan. Places like Payday Panda will put your information through their database and connect you with the best lender that fits your needs. They have a database of over 60 payday loan lenders. You can get a personal loan for people with bad credit just about anywhere online. Again, you need to make sure you do your research and make sure you read the terms and agreement VERY carefully. Loan companies like Springfield Financial, Western Sky, and HSBC are some options people with bad credit looking for personal loans might try.

Western Sky Problem Solver Loans

Speaking of Western Sky, if you have an urgent situation and you need money quickly, Western Sky Financial has several options including their Western Sky Problem Solver Loan for $10,000. Although Western Sky’s loans might be easier to get, the interest rates are often considered predatory. Again, you will need to really investigate Western Sky, read their terms and conditions and make an educated decision based on your needs.

  • Read more about Western Sky Problem Solver Loan Here
  • See More About Personal Loans For People With Bad Credit Here

Catalogs for People With Bad Credit

If you need credit to buy things like electronics and personal items and household items, you could try using a buy now pay later catalog. What are buy now pay later catalogs? They are simply catalogs that you can order just about anything you need for your personal use, business use or home use without using a credit card. You can order straight from the credit catalog and pay them directly for items that you order. You can also use buy now pay later catalogs to help repair your damaged credit. Pay on time and ask for your payments to be reported on your credit report.

Credit Cards For People With Bad Credit

You can also get credit cards that are focused on helping people with bad credit raise their credit score. Those credit card companies include First Premiere and Capital One.

Use Ebay and Other Online Auctions To Buy Land, Homes and Cars

Did you know you can buy a house off eBay? Well, you can. You can also get cars and land off eBay and other auction sites and they DO NOT REQUIRE A CREDIT CHECK. Also, overstock.com has a section where you can purchase cars for under $1000. However, many people do business on eBay daily which include buying land and real estate, cars, boats and motorcycles.

Get Help for Good People with Bad Credit
General Contributor
Janice is a writer from Chicago, IL. She created the "simple living as told by me" newsletter with more than 12,000 subscribers about Living Better and is a founder of Seekyt.

Latest news

Japanese Owl Meaning and Symbolism

If you're wondering about the Japanese owl meaning and symbolism in Asian cultures, the Owl, along with Maneki Neko...

What Are the Signs of Depression in Women

Gender and depression have long been the scope of research in the field of emotional disorders; most authors believe...

Top 7 Superfoods for Men to Stay Young

Superfoods are generally regarded as targeted foods that provide the maximum nutritional benefit - thus these foods are nutritionally-dense...

Best Brain foods for Kids – Boost Brain Power and Keep Sharp

A child's brain is developing rapidly and if you want them to improve their performance in school and their...

7 of the Best Brain Foods for Studying

The foods that you eat can improve the functioning of your brain. Just like drugs, foods have amino acids,...

B12 Shots for Dogs – 10 Key Benefits

The end of 2010, my little dog -- a 7-pound Papillon -- became very stressed after a flood in...

Must read

The 6 Best World War II Movies to Watch

There are so many good World War II...

Top 3 Best Netbooks Under $300 Dollars for Sale

A major reason as to why netbooks are...
- Advertisement -

You might also likeRELATED
Recommended to you