How To Save Money On Your Cell Phone Bill

Cell phones are becoming more popular since there are companies that provide service nationwide instead of statewide. The problem, however, is the price of a cell phone’s service. Sure, you could give up the cell phone and stick to using your home phone, but what are you going to do when your car breaks down on the side of the road and you need to get to work?

You’re not going to be able to call roadside assistance to come tow your car, nor will you be able to call a family member, friend or taxi to get you to work on time. It may cost you your job if you don’t make it to work because you can’t even get in contact with your boss to let them know the situation unless you manage to flag someone down and ask to use their cell phone. Another issue that could really make things worse is if you don’t remember your employer’s number.

There are some great (and easy) ways to save money on your cell phone bill so you don’t have to worry about not being able to contact anyone when you’re away from home.

Research Phone Companies

The best way to avoid an expensive cell phone bill is to do research about on the most popular cell phone companies. Don’t rely on going to a mobile service provider because their main goal isn’t necessarily to help you. It may be they are more concerned with telling you what you want to hear in order to make a sell.

There are plenty of people online who give their experience with cell phone companies and although there are some people who make a perfectly good cell phone service provider seem terrible based on one bad experience, it will help you get an idea of what the pros and cons are of a particular company.

Find Out Why You Use A Cell Phone

People use cell phones for different reasons. It’s important to ask yourself why you would purchase a cell phone because if you just want a cell phone to use in case of an emergency, you’re not going to need to upgrade to that magical data plan or have unlimited text.

Knowing your cell phone needs will also help you avoid being sold something you don’t need, which is going to cut back on the cost of your cell phone bill. Why pay for something you never use?

Consider A No Contract Phone

To keep things simple, consider the no contract phone, especially if you’re new to the mobile phone world. No contract plans allow you to not have to worry about late fees or cancellation policies. With a contract-free phone, if you’re unhappy with a cell phone provider, you can easily just ditch the phone and switch to another carrier without having to shell out $200 because you decided not to continue with their service.

It’s true, you’ll have to purchase a cell phone for it’s retail price, while signing a contract will allow you to get a phone for a discount, but in the long run it’s going to cost you a lot less to buy a phone at regular price and pay less for a phone card every month or when it’s convenient for you.

Pay as you go is an option for those who rarely use a cell phone. If you’re only using your phone once or twice per month, you have the option of simply going to any retail store that sells phone cards and spending $15 for maybe 300 minutes. You’re not going to use that in a month and depending on what phone company you choose, you may even be able to get service for less. If you run out of minutes, simply return to the store to ‘refill’ your account with another card.

Monthly no contract plans are becoming more popular. You won’t find any for less than $30 but this is because you’d be paying for an entire month of service. It’s an option for those who are constantly using their cell phones for things like checking email, making multiple calls per day, surfing the web and even playing online games. It works exactly like the contract service minus the late fees, cancellation fees and bills in the mail. You’ll just get a text that reminds you to purchase another card before the end of your 30 days.

Don’t Buy A Smartphone

If you’re not looking to spend over $100 on a phone, then stay away from the smartphones. They are for the people more likely to use the month to month plan and use their phones the same way they use their desktop computer.

Sure, there are some companies that sell smartphones for less, but it’s going to be up to you to determine what’s worth your money and what isn’t. Choose a phone that suits your needs. If you only use your phone’s calling features, you don’t need to be carrying a mini computer around in your pocket.

Most monthly contract bills are well over $70 per month and that’s IF you always pay your bills on time or never use your phone for anything except what you originally planned to use it for. With no contract plans, you’ll be able to change your mind without having to get permission from anyone else.

reduce your cell phone bill