News Sample Hardship Letter to College

Sample Hardship Letter to College


If you are in the place that you should write a hardship letter to college a sample hardship letter to college could be a way to practise and to see how you should write the letter itself.

What is a Hardship Letter?

First of all we need to establish what a hardship letter is. This is a letter to a person where you are money owing from. This letter explain why the payment hasn’t been made yet or why you have fallen behind. These type of letters are common for mortgages, credit cards or something like that. But as college student are paying tuition bills, it can happen to them as well. When you fall behind, for whatever reason, you may be in the position to write such a letter.


  • Main problem. You are behind on your payment. State it and acknowledge it.
  • Reason behind the main problem. The actual reason you are behind with payments.
  • The solution. If you think of a solution, the financial department doesn’t have to think anymore!

Sample Hardship Letter to College

Name: [Your Name]

Address: [Your Address]

Loan: [Your Loan/Payments]

To Whom It May Concern,

This letter is written to relate to you the financial hardships which are the cause for me to fall behind on my tuition payments. Paying the tuition bills on time are at the present rate impossible for me, as you can see in the included balance sheet. Everything in my power is done to make the payments in time. This is a letter to request a modification in the terms of my loans in order for me to make the payments on time.

The reason why I am behind on the payments is [explain the reason: keep it short and simple. ‘My single mother passed away”/’Girlfriend got pregnant’]. In the current situation it is impossible, but I do intend to fully pay for what I own to the University. This situation is [temporary/permanent + reason].

Modifying my loan would help. Please [stae your goal here: reduce monthly payment/lower interest rate]. My balance sheet is included below to see what kind of modification would help. If this request is granted, I would be able to afford the tuition fees and won’t miss another payment.

Thank you for your consideration


Name + signature + date

The most important thing about the letter is to keep it short! If the people who are reading this can get the problem from a couple of sentences this is enough. Don’t waste their time.

Hopefully you never have to write this letter, but if: I hope this sample hardship letter to college helps!

Sample Hardship Letter to College
General Contributor
Janice is a writer from Chicago, IL. She created the "simple living as told by me" newsletter with more than 12,000 subscribers about Living Better and is a founder of Seekyt.

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