News Tutors Beware: The Check Overpayment Scam

Tutors Beware: The Check Overpayment Scam

-

Check fraudsters often target freelancers and the self-employed because they’re be less likely to report scams, and more naive about the existence of check writing scams. If you are a private tutor who uses advertising (rather than word-of-mouth) to gain clients, you might be contacted by a fake ‘student’ who intends to bilk you out of your hard earned money. Luckily, you can easily spot this con and avoid being a victim.

How the scam is presented to you:

A prospective tutoring client will contact you by email or phone to arrange a meeting. If you state up front that you only accept cash or credit card pre-payment through your website, they will insist that they can only pay by check. If you don’t discuss payment methods at all, they will assume that checks are OK. (I always advise that tutors accept only cash from clients they don’t know very well.)

The tutoring session will go as planned. Either at the beginning or end of the meeting the ‘client’ will give you a check for more than the agreed upon amount even though you were very clear about your rates. This is intentional on their part, but they will have one of several excuses: ‘I accidentally wrote the wrong amount and this is my last check.’ or ‘My job is reimbursing me and they give me this amount per session.’ Whatever the reason, they will insist that you give them change for the overpaid amount, either in cash or a personal check from you.

Example, you charge $40 and they give you a check for $100, then they ask that you give them $60 to make up the difference. If you have cash or checks on hand, you might be so gullible as to give them the money.

How you end up getting scammed:

The check is a forgery and if you take them to the bank, you will not receive any money. If the bank is careless and deposits the money in your account, they will later discover their error and reverse the transaction. Meanwhile you just paid the scammer! You essentially paid for a lesson is check fraud.

How to avoid getting duped:

Insist on a cash-only policy for new clients, or set up a website where you can be paid in advance by credit or depit card. (You can do this if you have a PayPal account.) If someone overpays you by check, DO NOT under any circumstances accept the check or agree to pay the difference.

Other scams to watch out for:

How to Avoid Unclaimed Money and Cashier’s Check Scams

Website Owners: How to Avoid the ‘Directory Listing’ Scam

Secret Shopper Scams: Don’t Let Con Artists Steal Your Money with Fake Jobs

Tutors Beware: The Check Overpayment Scam
General Contributor
Janice is a writer from Chicago, IL. She created the "simple living as told by me" newsletter with more than 12,000 subscribers about Living Better and is a founder of Seekyt.

Latest news

Japanese Owl Meaning and Symbolism

If you're wondering about the Japanese owl meaning and symbolism in Asian cultures, the Owl, along with Maneki Neko...

What Are the Signs of Depression in Women

Gender and depression have long been the scope of research in the field of emotional disorders; most authors believe...

Top 7 Superfoods for Men to Stay Young

Superfoods are generally regarded as targeted foods that provide the maximum nutritional benefit - thus these foods are nutritionally-dense...

Best Brain foods for Kids – Boost Brain Power and Keep Sharp

A child's brain is developing rapidly and if you want them to improve their performance in school and their...

7 of the Best Brain Foods for Studying

The foods that you eat can improve the functioning of your brain. Just like drugs, foods have amino acids,...

B12 Shots for Dogs – 10 Key Benefits

The end of 2010, my little dog -- a 7-pound Papillon -- became very stressed after a flood in...

Must read

5 Of The Most Recognized Custom Trophies In The World

Custom trophies make a wonderful way to recognize...
- Advertisement -

You might also likeRELATED
Recommended to you