Where Can I Cash Money Orders?

Where can I cash money orders? Luckily, if you have been paid with this type of check, you have a lot of options for cashing them. In this article, we’ll explore some of the place you can go to turn them in, along with some other information you may need to know. Let’s explore money orders in a little more detail, whether they are from the USPS (post office), a bank, or a Western Union.


You will need to have proper identification. Some banks may require you to be a member of their establishment, if the unlikely even there are insufficient funds, or the form is counterfeit. Some may also charge a small fee to non-member or members of the bank alike. It really varies a lot by location and institution.

Large Retailers

Large retailers, like Wal-Mart, are likely willing to cash your money order for you, for a fee. This is not a free service offered by retailers, but it is convenient. I suspect most actually offer this service so that people are willing to spend some of the funds at their store. Large grocery store chains are also typically willing to exchange for cash for you, for a small convenience fee. As with any other transaction, you can expect to show proper identification in at least one form.


Many of them are willing to cash money orders for a small fee. They want you to play the machines, but there’s nothing saying you will need to. If you happen to live near one or drive by one, it’s a good place to look. Be ready to show proper identification. Some are even requiring a thumb print these days, just in case you pass them a fake.

Post Office

This will only work if you have a postal money order. The post office will cash them for you, but may require you to fill out a form if you try to turn in too many in a single day. It’s one of the many extra services offered these days by the USPS. Again, ID is required, so have your driver license ready to go.

Unique Alternative

Depending on your bank, you may be able to deposit it in an ATM machine and withdraw the cash right away. This will depend on your lender, but some still will allow you to do this with money orders.

Potential Problems

The only reason more aren’t willing to turn them in for you, is that there are many scams and counterfeits out there these days. This is the main reason so many stores are not offering the service these days.

Now you know the answer to the question, where can I cash money orders?